UK Student Visa Financial Requirement Calculator
Calculate exact bank statement balance for CAS & UKVI rules.
Breaking the 28-Day & OANDA Currency Rule
UKVI uses the OANDA exchange rate on the exact date you submit your online visa application. Always hold at least 2% to 5% extra buffer in your local currency account so currency drops never push you below the threshold.
Parental Consent & Birth Certificate
If your funds are in your father's or mother's account, you must upload an official government Birth Certificate AND a signed Parental Consent Letter. Uncle, sibling, or company accounts are strictly rejected.
Official UKVI 2026 Key Figures
- • London Living Rate: £1,570 / month (Max £14,130)
- • Outside London Rate: £1,203 / month (Max £10,827)
- • IHS Student Rate: £776 / year
- • Visa Fee (Outside UK): £558
Frequently Asked Questions (UK Student Visa 2026)
What should I do if my UK student visa is refused?
If your visa is refused due to a caseworker calculation error, apply for an Administrative Review within 28 days. If the refusal was due to missing documents or insufficient funds, request a fresh CAS from your university and reapply.
How do I write a parental consent letter for a UK Student Visa?
Use our free Tab #6 Consent Letter Generator above. It automatically creates a formal UKVI letter confirming your parent's relationship to you, bank account details, and unconditional permission to use the funds.
Why is the IHS fee higher than my 12-month course duration?
For courses lasting 12 months or longer, UKVI automatically grants up to 4 extra months after your course end date. Because a 12-month Master's gets 16 months of total visa permission, UKVI charges 1.5 years of IHS (£776 + £388 = £1,164).